Find help for your stage of life
Who we help
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Getting ready to retire (50 to 59)
“Retirement feels close enough to plan for, but there’s a lot to work out. Am I putting enough into super? When can I actually stop?”
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Retiring soon (60 to 67)
“I want to know I’ll be OK. How do I turn my super into an income, and will I get any Age Pension?”
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Making it last (67+)
“I’m retired and want to enjoy it without worrying the money will run out.”
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Helping a parent with aged care
“Mum or Dad needs care and we have to decide quickly how to pay for it.”
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Business owners
“The business is most of what we own. We need a plan for our own wealth, and for the day we step back.”
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Families
“Marriage, children, property: life changes quickly, and so do our finances. We want a plan that keeps up.”
We may not be the right fit if… you need help with debt, hardship or getting your super early. These free services can help: Moneysmart (external site) and the National Debt Helpline (external site).
Our services
Private wealth advice, supported by our accounting and tax team
Supporting service
Accounting and tax, from Cornerstone Partners
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Taxation services
How you deal with the various taxes that affect your business will ultimately affect how well you build your wealth.
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Accounting and business consulting
At Cornerstone Partners we pride ourselves on being proactive rather than reactive when it comes to you and your business.
How it works
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15-minute call
A short phone or video call to see whether we can help.
What you receiveA clear next step, or a referral if we’re not the right fit.
[PLACEHOLDER: confirm the 15-minute call is free]
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Initial meeting and discovery
In person in Subiaco, or by phone or video. We get to know your goals and your finances.
What you receiveHow we work and what advice would cost, before anything starts.
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Your Life Map and Statement of Advice
We research your options and put our recommendations in writing, with the costs and risks.
What you receiveYour Life Map: your goals and the strategy to reach them, in a Statement of Advice we talk through with you. You decide whether to go ahead.
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Putting it in place
If you go ahead, we handle the paperwork and work with your accountant, lawyer and providers.
What you receiveUpdates as each step is done.
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Ongoing reviews
If you choose ongoing advice, we review your plan as your life changes.
What you receiveA written agreement, renewed each year, that you can end at any time.
Advice and accounting under one roof
Your adviser and your accountant, in the same Subiaco office
Cornerstone Private Wealth and Cornerstone Partners work side by side at 255 Hay Street, Subiaco. With your permission, your adviser and your accountant can work from the same numbers, so your financial plan and your tax position are looked at together.
Cornerstone Partners has provided accounting and tax services since 1999.
- A joined-up first meetingIf you’re already a Cornerstone Partners client and you agree, Andrew can draw on what our accountants already know, so you don’t have to tell your story twice.
- Your tax in viewSuper, investments, business structure and tax can be considered together rather than one at a time.
- Your permission firstWe only share your information between our teams when you say so.
Common questions
What does advice cost?
Fees are explained and agreed in writing before any work starts. [PLACEHOLDER: confirm fee model and whether fees will be published]
What happens in the first meeting?
It’s a conversation of about an hour about your goals and situation. [PLACEHOLDER: confirm length, and whether it is free and no obligation]
How much super do I need to retire?
It depends on the lifestyle you want and whether you own your home. The ASFA Retirement Standard is a useful starting point. Try our Retirement Number calculator to see your own figure.
How does the Age Pension work?
It’s means-tested on your income and your assets, and whichever test gives the lower amount applies. Try our Age Pension estimate.
Can you help with my parents’ aged care?
Yes. We help families work out how to pay for residential aged care, what to do with the family home and how it affects the Age Pension.
Can I just use the calculators first?
Of course. They’re free, there’s no sign-up, and nothing you type is sent to us unless you choose to email yourself a copy.
Our credentials
- CFP® professionalAndrew Satinover, Head of Private Wealth
- Accredited SMSF SpecialistsCA ANZ · our chartered accountants
- Chartered Tax AdviserThe Tax Institute · our team
- Accounting and tax since 1999Cornerstone Partners
- Authorised RepresentativeInsight Investment Services, AFSL 309996 · Financial Services Guide